Your trusted retirement guide

At Bryce Wealth Management, I follow in the footsteps of my father who was the first Kruman in this field.  Here is how those with the Kruman name have built a good reputation helping individuals, families, and businesses for many years:   We don’t complicate things.  We take our time with investors.  We educate them.  We let them make the decisions.

Steven Kruman

Financial Planner, Investment Advisor, and Insurance Agent

For more than 30 years, Steve has been helping individuals and families work towards and protect their wealth tax-efficiently for retirement and their other important goals. Throughout his career, he has provided independent advice, and constantly served in the best interest of his clients.  His clients view him as “The Investor Defender,” as he has crusaded to rescue investors from unnecessarily high (and, often, not totally visible) fees.

Steve is an Investment Advisor Representative and holistic financial planner, and is licensed to implement life, health, disability, long term care, and other types of insurance. He has also committed himself to constantly stay ahead of the competition, so he returned to college and earned a law degree in order to be a truly licensed estate planner. Steve has been interviewed on Cheddar TV, various and seen in Forbes magazine.   He earned a Master’s in Business Administration degree from Brigham Young University and a Bachelor’s degree from Duke University.


Steve’s undergraduate degree is in the social science field.  He combines that education with his MBA and describes himself as “A numbers-cruncher with a heart,” which likely contributes to why so many people have described him as both understanding and understandable. Steve is a financial educator, being highly esteemed for educating the public on topics such as “Mutual Funds,” “Financial Forum for Women,” and other classes he was requested to teach in the Neshaminy Adult Education program, plus other seminars since. Steve has continued to stay abreast of current financial developments so and trends, bringing them together with his experience and qualifications so they can invest smarter, not harder.


Most importantly, Steve regularly earns membership in the industry’s organization, The Million Dollar Round Table.  Membership is restricted to not all top performers, but solely for those whose performance is ethical in additional to significant.

Steve’s extensive record of community involvement includes serving as a Boy Scout Leader, lay Church leader, Township Committeeman, Township Environmental Committee Chairman, and member of the Upper Makefield Business Association.  He also facilitates weekly college gatherings for adults beginning college.  Steve supports numerous charities, as well as worked on a Native American reservation in Arizona with his family to aid the local residents.  Additionally, Steve enjoys serving on Arbitration panels in the local county court.


Steve and his wife have been married for more than 30 years, and have raised their seven children. In his free time, he participates in hiking in national parks and the Cape Hatteras National Seashore, and playing baseball in PNC Park in Pittsburgh and other fantasy camp locations.

Cindy Schretlen

Administrative Assistant

Cindy Schretlen joined Bryce Wealth Management following a rewarding tenure as the Director of Admissions and School Life at a private elementary school.

In her role as Administrative & Marketing Assistant, she provides a warm, approachable presence in the office and enjoys getting to know our ever-growing family of clients.

Cindy helps keep the wheels turning behind the scenes working diligently interacting both with clients and the many  firms where we entrust our clients’ funds. Cindy consistently earns unsolicited compliments from those we serve.  She attended North Carolina State University and The College of New Jersey.